{"id":13943,"date":"2024-06-05T07:41:10","date_gmt":"2024-06-05T07:41:10","guid":{"rendered":"https:\/\/sff-camara.com\/?p=13943"},"modified":"2024-06-05T09:31:27","modified_gmt":"2024-06-05T09:31:27","slug":"impulsando-los-pagos-en-la-union-europea-el-impacto-del-reglamento-sobre-pagos-inmediatos","status":"publish","type":"post","link":"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/impulsando-los-pagos-en-la-union-europea-el-impacto-del-reglamento-sobre-pagos-inmediatos\/","title":{"rendered":"Impulsando los pagos en la Uni\u00f3n Europea: el impacto del Reglamento sobre Pagos Inmediatos"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13943\" class=\"elementor elementor-13943 elementor-13942\">\n\t\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-f377bdd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f377bdd\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26c6730c \" data-id=\"26c6730c\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ba72526 elementor-widget elementor-widget-heading\" data-id=\"7ba72526\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Impulsando los pagos en la Uni\u00f3n Europea: el impacto del Reglamento sobre Pagos Inmediatos<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22afa2a4 elementor-widget elementor-widget-spacer\" data-id=\"22afa2a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f1fdaa8 elementor-widget elementor-widget-text-editor\" data-id=\"4f1fdaa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/categoria\/sff-magazine-junio-2024\/\" rel=\"tag\">SFF Magazine Junio 2024<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31767f27 elementor-widget elementor-widget-spacer\" data-id=\"31767f27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4070c3d elementor-widget elementor-widget-image\" data-id=\"4070c3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"174\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2023\/03\/Logo_Arendt_DEF_BleuMarine_RVB-300x174.png\" class=\"attachment-medium size-medium wp-image-9339\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8676ac4 elementor-widget elementor-widget-spacer\" data-id=\"8676ac4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3eef0661 elementor-widget elementor-widget-text-editor\" data-id=\"3eef0661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTem\u00e1ticas: <a href=\"https:\/\/sff-camara.com\/es\/temticas\/banca-digital\/\" rel=\"tag\">Banca Digital<\/a>, <a href=\"https:\/\/sff-camara.com\/es\/temticas\/tendencias\/\" rel=\"tag\">Tendencias<\/a>, <a href=\"https:\/\/sff-camara.com\/es\/temticas\/ue\/\" rel=\"tag\">UE<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-3a54bc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a54bc1\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd1da2f \" data-id=\"fd1da2f\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3bac4b elementor-widget elementor-widget-text-editor\" data-id=\"c3bac4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div>\n<blockquote>\n<p class=\"AMNormal\">El 19 de marzo de 2024 se public\u00f3 en el Diario Oficial de la Uni\u00f3n Europea el Reglamento (UE) 2024\/886 relativo a las transferencias instant\u00e1neas en euros (el \u00ab<strong>Reglamento sobre Pagos Inmediatos<\/strong>\u00bb). <strong>El Reglamento sobre pagos inmediatos entr\u00f3 en vigor el 8 de abril de 2024<\/strong>, y sus requisitos, que se describen a continuaci\u00f3n, <strong>ser\u00e1n aplicables con car\u00e1cter general en enero de 2025 a los proveedores de servicios de pago<\/strong> en relaci\u00f3n con la recepci\u00f3n de transferencias instant\u00e1neas en euros, y en octubre de 2025, a los proveedores de servicios de pago en relaci\u00f3n con el env\u00edo de transferencias instant\u00e1neas en euros.<\/p>\n<\/blockquote>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-4493726 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4493726\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c44f137 \" data-id=\"c44f137\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3326f45 elementor-widget elementor-widget-text-editor\" data-id=\"3326f45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div>\n<p class=\"AMNormal\">El Reglamento sobre Pagos Inmediatos modifica, entre otros, el Reglamento (UE) n\u00ba 260\/2012, que sent\u00f3 las bases de la <strong>Zona \u00danica de Pagos en Euros (SEPA)<\/strong>. La SEPA ha sido fundamental para agilizar los pagos en euros en toda la Uni\u00f3n Europea, ya que ha promovido <strong>normas uniformes<\/strong> al tiempo que ha fomentado la competencia en todo el sector de pagos de la Uni\u00f3n. Para seguir adapt\u00e1ndose a las innovaciones del mercado, <strong>el Parlamento Europeo y el Consejo han adoptado el Reglamento sobre pagos inmediatos con el fin de mejorar la SEPA con medidas actualizadas dirigidas a impulsar la adopci\u00f3n y la eficiencia de las transferencias instant\u00e1neas en la Uni\u00f3n Europea.<\/strong><\/p>\n<\/div>\n<div>\n<p class=\"AMNormal\">Para ello, la principal caracter\u00edstica del Reglamento sobre Pagos Inmediatos es <strong>conceder a los consumidores y a las empresas de los pa\u00edses de la Uni\u00f3n y del EEE pleno acceso a los pagos instant\u00e1neos en euros.<\/strong> El objetivo es, por tanto, proporcionar a los beneficiarios y ordenantes europeos un marco mejorado para las transferencias r\u00e1pidas, reforzando al mismo tiempo la independencia estrat\u00e9gica a nivel del sector econ\u00f3mico y financiero europeo al reducir la dependencia de instituciones e infraestructuras financieras de terceros pa\u00edses (como las redes de tarjetas), que podr\u00edan poner en peligro la estabilidad y soberan\u00eda del sistema financiero europeo.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-59a5240 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59a5240\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7e4c030 \" data-id=\"7e4c030\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24dcd69 elementor-widget elementor-widget-text-editor\" data-id=\"24dcd69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div>\n<p class=\"AMNormal\">Al disminuir la mencionada dependencia y reforzar su autonom\u00eda financiera, el Reglamento sobre Pagos Inmediatos tambi\u00e9n fomenta la <strong>competencia y la innovaci\u00f3n<\/strong> en el sector europeo de servicios de pago. Adem\u00e1s, el Reglamento sobre Pagos Inmediatos promueve la importancia de la seguridad de los datos y la protecci\u00f3n de los consumidores en los sistemas de pagos instant\u00e1neos para mantener la confianza del p\u00fablico en el sector financiero.<\/p>\n<\/div>\n<div>\n<p class=\"AMNormal\">Uno de los principales cambios normativos que establece el Reglamento sobre Pagos Inmediatos es que <strong>los proveedores de servicios de pago tendr\u00e1n que ofrecer a emisores y receptores la posibilidad de iniciar y recibir \u00abtransferencias instant\u00e1neas\u00bb en euros<\/strong> (adem\u00e1s de las transferencias est\u00e1ndar que se ofrecen actualmente). Una \u00abtransferencia instant\u00e1nea\u00bb se define como \u00abuna transferencia que se ejecuta inmediatamente [es decir, en menos de 10 segundos], 24 horas al d\u00eda y cualquier d\u00eda natural\u00bb (art\u00edculo 1.1.a) del Reglamento sobre pagos inmediatos).<\/p>\n<\/div>\n<div>\n<p class=\"AMNormal\">De este modo, el Reglamento sobre Pagos Inmediatos permite a los clientes transferir fondos en euros, tanto a nivel nacional como a otros Estados miembros de la UE, en <strong>s\u00f3lo 10 segundos<\/strong>, las veinticuatro horas del d\u00eda.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ac18ebe elementor-hidden-tablet \" data-id=\"ac18ebe\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ddfbbb elementor-widget elementor-widget-image\" data-id=\"0ddfbbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Instant-Payments-1024x683.jpeg\" class=\"attachment-large size-large wp-image-13789\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Instant-Payments-1024x683.jpeg 1024w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Instant-Payments-768x512.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-ecd5414 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ecd5414\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff6b8c7 \" data-id=\"ff6b8c7\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c3bdf5 elementor-widget elementor-widget-text-editor\" data-id=\"2c3bdf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div>\n<p class=\"AMNormal\">Sin embargo, el Reglamento sobre Pagos Inmediatos no se limita a establecer las citadas transferencias m\u00e1s r\u00e1pidas, sino que tambi\u00e9n subraya <strong>la importancia de salvaguardar los datos y proteger a los usuarios de los sistemas de pagos instant\u00e1neos.<\/strong> En este sentido, el Reglamento sobre Pagos Inmediatos establece que los proveedores de servicios de pago deben comprobar si el identificador de la cuenta de pago del beneficiario y el nombre del beneficiario facilitado por el ordenante coinciden. Cuando no coincidan, el proveedor de servicios de pago del ordenante deber\u00e1, bas\u00e1ndose en la informaci\u00f3n facilitada por el proveedor de servicios de pago del beneficiario, notificarlo al ordenante e informarle de que la autorizaci\u00f3n de la transferencia podr\u00eda dar lugar a una cuenta de pago de la que no sea titular el beneficiario indicado por el ordenante. Este paso ayuda al ordenante a evitar errores o pagos fraudulentos, y tambi\u00e9n se aplica a las transferencias est\u00e1ndar (es decir, no instant\u00e1neas). En determinadas circunstancias, los usuarios de servicios de pago que no sean consumidores podr\u00e1n optar por no recibir el mencionado servicio.<\/p>\n<\/div>\n<div>\n<p class=\"AMNormal\">Dicho lo anterior, la obligaci\u00f3n de realizar comprobaciones del IBAN\/nombre no es sencilla de aplicar. <strong>La ABBL (Asociaci\u00f3n de Banqueros de Luxemburgo) ha se\u00f1alado que el cumplimiento de tal obligaci\u00f3n constituye un cambio significativo, sobre todo en Luxemburgo, donde un n\u00famero importante de bancos son bancos privados y de inversi\u00f3n a los que, por las caracter\u00edsticas de su clientela y actividades, las transferencias instant\u00e1neas no forman parte de su actividad principal.<\/strong><\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-cc347fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cc347fa\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b0c532 \" data-id=\"5b0c532\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-016018d elementor-widget elementor-widget-text-editor\" data-id=\"016018d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"text-align: center;\">\u00abEl Reglamento sobre pagos inmediatos establece que los proveedores de servicios de pago deben comprobar si el identificador de la cuenta de pago del beneficiario y el nombre del beneficiario facilitado por el ordenante coinciden. Cuando no coincidan, el proveedor de servicios de pago del ordenante deber\u00e1, bas\u00e1ndose en la informaci\u00f3n facilitada por el proveedor de servicios de pago del beneficiario, notificarlo al ordenante e informarle de que la autorizaci\u00f3n de la transferencia podr\u00eda dar lugar a una cuenta de pago de la que no sea titular el beneficiario indicado por el ordenante.\u00bb<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-83cb2d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83cb2d8\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2f6fca1 \" data-id=\"2f6fca1\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee31f3c elementor-widget elementor-widget-text-editor\" data-id=\"ee31f3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div>\n<p class=\"AMNormal\">Tambi\u00e9n cabe destacar que <strong>el Reglamento sobre Pagos Inmediatos permite a las entidades de pago y de dinero electr\u00f3nico participar en los sistemas de pago mediante la modificaci\u00f3n de la Directiva 98\/26\/CE sobre la firmeza de la liquidaci\u00f3n en los sistemas de pagos y de liquidaci\u00f3n de valores<\/strong> (Directiva sobre la firmeza de la liquidaci\u00f3n &#8211; DFL). Tambi\u00e9n se ha modificado la Directiva (UE) 2015\/2366 sobre servicios de pago en el mercado interior (Directiva sobre servicios de pago &#8211; DSP II) para introducir condiciones para solicitar la participaci\u00f3n en los sistemas de pago designados, que consiste en medidas de salvaguardia adicionales adecuadas para garantizar que el acceso de las entidades de pago y las entidades de dinero electr\u00f3nico no conlleve un riesgo adicional para estos sistemas de pago. El Reglamento sobre Pagos Inmediatos incorpora, por lo tanto, las garant\u00edas necesarias para que el acceso de las entidades de pago y de dinero electr\u00f3nico a los sistemas de pago no suponga un riesgo adicional para el sistema.<\/p>\n<\/div>\n<div>\n<p class=\"AMNormal\">Por \u00faltimo, para abordar el cumplimiento de las medidas restrictivas de la UE, <strong>el Reglamento sobre Pagos Inmediatos exige una verificaci\u00f3n peri\u00f3dica, al menos diaria, de los usuarios con respecto a las listas de medidas restrictivas.<\/strong> Esto no constituir\u00e1 ning\u00fan cambio importante, puesto que ya se ajusta a las normas de Luxemburgo.<\/p>\n<\/div>\n<div>\n<p class=\"AMNormal\">En conclusi\u00f3n, el Reglamento sobre Pagos Inmediatos supone un <strong>avance significativo<\/strong> en el panorama financiero de la Uni\u00f3n Europea al facilitar transferencias en euros r\u00e1pidas, seguras y eficientes entre los Estados miembros. Al reforzar la Zona \u00danica de Pagos en Euros (SEPA), este Reglamento mejora tanto la comodidad de los usuarios de los pagos como la autonom\u00eda financiera de la UE. Promueve la competencia y fomenta la innovaci\u00f3n en el sector de los servicios de pago. Adem\u00e1s, hace hincapi\u00e9 en la seguridad de los datos y la protecci\u00f3n de los usuarios para mantener la confianza del p\u00fablico. A pesar de las dificultades de aplicaci\u00f3n, especialmente en lo que se refiere a la verificaci\u00f3n del IBAN y el nombre, <strong>las amplias salvaguardias del Reglamento garantizan un enfoque equilibrado, minimizando los riesgos y maximizando los beneficios tanto para los consumidores como para las empresas.<\/strong><\/p>\n<\/div>\n<div>\n<p class=\"AMNormal\">Si tiene alguna pregunta o necesita ayuda en relaci\u00f3n con la aplicaci\u00f3n del Reglamento sobre Pagos Inmediatos, no dude en ponerse en contacto con nosotros. Estaremos encantados de ayudarle a garantizar el cumplimiento de todos los requisitos pertinentes y proporcionarle asesoramiento y apoyo jur\u00eddico a medida.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-5ebeebf7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ebeebf7\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e2df2c4 \" data-id=\"7e2df2c4\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75bd40ac elementor-widget elementor-widget-spacer\" data-id=\"75bd40ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ba6f86d elementor-widget elementor-widget-heading\" data-id=\"7ba6f86d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Autores<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-5d40e061 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d40e061\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4aa7816 \" data-id=\"4aa7816\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4141d264 elementor-widget elementor-widget-udesign_widget_members elementor-widget-theme-post-content\" data-id=\"4141d264\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"udesign_widget_members.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"posts members posts members row cols-lg-1 cols-md-1 cols-sm-1 cols-1 cols-xl-1\" data-post-type=\"boxed\">\r\n<div class=\"post-wrap \" data-post-image=\"medium_large\">\r\n\r\n\t\r\n\t<article class=\"post-10086 udesign_member type-udesign_member status-publish has-post-thumbnail hentry working-areas-banking-es working-areas-insurance-es interview-no-es udesign_member_category-arendt-medernach-sa-es post  member-boxed\">\r\n\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/profesionales\/enric-comabasosa-i-esque\/\" aria-label=\"Member Image\">\r\n\t\t\t<img decoding=\"async\" width=\"768\" height=\"1050\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Enric_Comabasosa_559_HD-scaled-e1717608829750-768x1050.jpg\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Enric_Comabasosa_559_HD-scaled-e1717608829750-768x1050.jpg 768w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Enric_Comabasosa_559_HD-scaled-e1717608829750-749x1024.jpg 749w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t<\/a>\r\n\t\t<div class=\"member-hidden-social\"><div class=\"social-icons\"><a href=\"https:\/\/www.linkedin.com\/in\/enric-comabasosa\/\" class=\"social-icon framed use-hover a-icon-linkedin-in social-linkedin\" target=\"_blank\" title=\"linkedin\" rel=\"noopener noreferrer\" aria-label=\"Member Social\"><\/a><\/div><\/div>\t<\/figure>\r\n\t<div class=\"post-details\">\r\n\t<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/profesionales\/enric-comabasosa-i-esque\/\">\r\n\t\tEnric Comabasosa-i-Esqu\u00e9\t<\/a>\r\n<\/h3>\r\n<div class=\"post-cats\"><a href=\"https:\/\/sff-camara.com\/es\/professionals_cat\/arendt-medernach-sa-es\/\" rel=\"tag\">Arendt &amp; Medernach SA<\/a><\/div><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09b5dd0 elementor-widget elementor-widget-spacer\" data-id=\"09b5dd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-11dca03c \" data-id=\"11dca03c\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5365a5a elementor-widget elementor-widget-image\" data-id=\"5365a5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"850\" height=\"1024\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2023\/06\/Marc_Mouton-scaled-e1717608801858-850x1024.jpg\" class=\"attachment-large size-large wp-image-9997\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2023\/06\/Marc_Mouton-scaled-e1717608801858-850x1024.jpg 850w, https:\/\/sff-camara.com\/wp-content\/uploads\/2023\/06\/Marc_Mouton-scaled-e1717608801858-768x925.jpg 768w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd2ad97 elementor-widget elementor-widget-spacer\" data-id=\"dd2ad97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13f6f24 elementor-widget elementor-widget-heading\" data-id=\"13f6f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Marc Mouton<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01e962e elementor-widget elementor-widget-spacer\" data-id=\"01e962e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81458cf elementor-widget elementor-widget-heading\" data-id=\"81458cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Partner<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf5d7a5 elementor-widget elementor-widget-heading\" data-id=\"cf5d7a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Arendt &amp; Medernach SA<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0fca1f2 elementor-hidden-mobile \" data-id=\"0fca1f2\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e9d20d elementor-widget elementor-widget-spacer\" data-id=\"7e9d20d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<section class=\" elementor-section elementor-top-section elementor-element elementor-element-1a7dbdb3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a7dbdb3\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12009049 \" data-id=\"12009049\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3892cb7f elementor-widget elementor-widget-spacer\" data-id=\"3892cb7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42ea78f7 elementor-widget elementor-widget-shortcode\" data-id=\"42ea78f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"sharethis-inline-share-buttons\"><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d03730e elementor-widget elementor-widget-spacer\" data-id=\"7d03730e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5049afac elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5049afac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\" elementor-section elementor-inner-section elementor-element elementor-element-26e2d7c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"26e2d7c0\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\" elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2b9db789 \" data-id=\"2b9db789\" data-element_type=\"column\" data-e-type=\"column\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48b70216 elementor-widget elementor-widget-wp-widget-tag_cloud\" data-id=\"48b70216\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-tag_cloud.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"widget widget_tag_cloud widget-collapsible\"><h3 class=\"widget-title\">Buscar publicaciones por tem\u00e1ticas<\/h3><div class=\"tagcloud\"><a href=\"https:\/\/sff-camara.com\/es\/temticas\/activos-digitales\/\" class=\"tag-cloud-link tag-link-302 tag-link-position-1\" style=\"font-size: 11.559322033898pt;\" aria-label=\"Activos Digitales (3 elementos)\">Activos Digitales<span class=\"tag-link-count\"> (3)<\/span><\/a>\n<a href=\"https:\/\/sff-camara.com\/es\/temticas\/alternative-investment-es\/\" class=\"tag-cloud-link tag-link-291 tag-link-position-2\" style=\"font-size: 21.050847457627pt;\" 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class=\"elementor-element elementor-element-5defc3e7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5defc3e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18f39c75 elementor-widget elementor-widget-spacer\" data-id=\"18f39c75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d210685 elementor-widget elementor-widget-heading\" data-id=\"d210685\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Publicaciones relacionadas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79ec54f3 elementor-widget elementor-widget-spacer\" data-id=\"79ec54f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46b169be elementor-widget elementor-widget-udesign_widget_posts elementor-widget-theme-post-content\" data-id=\"46b169be\" data-element_type=\"widget\" data-e-type=\"widget\" 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data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-13809 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-alternative-investment-es tag-criptoactivos tag-tendencias post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/nuevos-criterios-de-supervision-en-la-inversion-alternativa-en-espana-preguntas-y-respuestas-de-la-cnmv\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CNMV-600x420.jpeg\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CNMV-600x420.jpeg 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CNMV-400x280.jpeg 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CNMV-570x400.jpeg 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/nuevos-criterios-de-supervision-en-la-inversion-alternativa-en-espana-preguntas-y-respuestas-de-la-cnmv\/\">\r\n\t\tNuevos criterios de supervisi\u00f3n en la inversi\u00f3n alternativa en Espa\u00f1a \u2013 Preguntas y Respuestas de la CNMV\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/nuevos-criterios-de-supervision-en-la-inversion-alternativa-en-espana-preguntas-y-respuestas-de-la-cnmv\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-13872 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-asset-management-es tag-distribucion-de-fondos tag-latam-es post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/meet-the-team-adepa\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/ADEPA-Meet-the-Team-2-600x420.png\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/ADEPA-Meet-the-Team-2-600x420.png 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/ADEPA-Meet-the-Team-2-400x280.png 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/ADEPA-Meet-the-Team-2-570x400.png 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/meet-the-team-adepa\/\">\r\n\t\tMEET THE TEAM &#8211; Adepa\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/meet-the-team-adepa\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-13943 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-banca-digital tag-tendencias tag-ue post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/impulsando-los-pagos-en-la-union-europea-el-impacto-del-reglamento-sobre-pagos-inmediatos\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Instant-Payments-600x420.jpeg\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Instant-Payments-600x420.jpeg 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Instant-Payments-400x280.jpeg 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Instant-Payments-570x400.jpeg 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t<figcaption class=\"thumbnail-caption\">\r\n\t\t\t\t\t\t\tFinTech Money Transfer: Currency Exchange on Mobile. AI\t\t\t\t\t\t<\/figcaption>\r\n\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/impulsando-los-pagos-en-la-union-europea-el-impacto-del-reglamento-sobre-pagos-inmediatos\/\">\r\n\t\tImpulsando los pagos en la Uni\u00f3n Europea: el impacto del Reglamento sobre Pagos Inmediatos\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/impulsando-los-pagos-en-la-union-europea-el-impacto-del-reglamento-sobre-pagos-inmediatos\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-13970 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-tax-es tag-tendencias tag-ue post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/mayor-reglamentacion-y-armonizacion-en-la-union-europea\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Global-Financial-Industry-Trends-600x420.jpeg\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Global-Financial-Industry-Trends-600x420.jpeg 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Global-Financial-Industry-Trends-400x280.jpeg 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Global-Financial-Industry-Trends-570x400.jpeg 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/mayor-reglamentacion-y-armonizacion-en-la-union-europea\/\">\r\n\t\tMayor reglamentaci\u00f3n y armonizaci\u00f3n en la Uni\u00f3n Europea\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/mayor-reglamentacion-y-armonizacion-en-la-union-europea\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-14012 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-asset-management-es post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/caceis-lider-del-sector-y-socio-clave-de-prestacion-de-servicios-a-escala-mundial\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CACEIS-600x420.jpeg\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CACEIS-600x420.jpeg 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CACEIS-400x280.jpeg 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/CACEIS-570x400.jpeg 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/caceis-lider-del-sector-y-socio-clave-de-prestacion-de-servicios-a-escala-mundial\/\">\r\n\t\tCACEIS &#8211; l\u00edder del sector y socio clave de prestaci\u00f3n de servicios a escala mundial\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/caceis-lider-del-sector-y-socio-clave-de-prestacion-de-servicios-a-escala-mundial\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-14041 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-asset-management-es tag-distribucion-de-fondos post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/caixabank-am-celebrando-30-anos-de-excelencia-financiera\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/06\/Caixabank-AM-Luxembourg-600x420.jpg\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/06\/Caixabank-AM-Luxembourg-600x420.jpg 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/06\/Caixabank-AM-Luxembourg-400x280.jpg 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/06\/Caixabank-AM-Luxembourg-570x400.jpg 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/caixabank-am-celebrando-30-anos-de-excelencia-financiera\/\">\r\n\t\tCaixaBank AM &#8211; Celebrando 30 a\u00f1os de Excelencia Financiera\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/caixabank-am-celebrando-30-anos-de-excelencia-financiera\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-14068 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-alternative-investment-es tag-distribucion-de-fondos tag-tecnologia post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/inversis-un-modelo-unico-en-servicios-de-valores-llega-a-luxemburgo\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Luxembourg-Inversis-600x420.jpeg\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Luxembourg-Inversis-600x420.jpeg 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Luxembourg-Inversis-400x280.jpeg 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Luxembourg-Inversis-570x400.jpeg 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t<figcaption class=\"thumbnail-caption\">\r\n\t\t\t\t\t\t\tLUXEMBOURG, LUXEMBOURG - JUNE 17, 2015: Old Bridge - Passerelle Bridge Or Luxembourg Viaduct In Luxembourg.\t\t\t\t\t\t<\/figcaption>\r\n\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/02\/\">junio 2, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/inversis-un-modelo-unico-en-servicios-de-valores-llega-a-luxemburgo\/\">\r\n\t\tInversis, un modelo \u00fanico en servicios de valores llega a Luxemburgo\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/inversis-un-modelo-unico-en-servicios-de-valores-llega-a-luxemburgo\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-14097 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-diversidad tag-fintech-es tag-tecnologia post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/women-who-inspire-finance-veronica-martinez\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Women-who-Inspire-Veronica-Martinez-600x420.png\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Women-who-Inspire-Veronica-Martinez-600x420.png 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Women-who-Inspire-Veronica-Martinez-400x280.png 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Women-who-Inspire-Veronica-Martinez-570x400.png 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/women-who-inspire-finance-veronica-martinez\/\">\r\n\t\tWomen who inspire: Finance &#8211; Ver\u00f3nica Mart\u00ednez\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/women-who-inspire-finance-veronica-martinez\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-14288 post type-post status-publish format-standard has-post-thumbnail hentry category-sff-magazine-junio-2024 tag-asesoramiento tag-internacionalizacion post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/entrevista-con-maria-ortiz-aguilar-consejera-economica-y-comercial-de-la-embajada-de-espana-en-belgica-y-luxemburgo\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"420\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Interview-Maria-Ortiz-Aguilar-600x420.png\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Interview-Maria-Ortiz-Aguilar-600x420.png 600w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Interview-Maria-Ortiz-Aguilar-400x280.png 400w, https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/05\/Interview-Maria-Ortiz-Aguilar-570x400.png 570w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/05\/\">junio 5, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/entrevista-con-maria-ortiz-aguilar-consejera-economica-y-comercial-de-la-embajada-de-espana-en-belgica-y-luxemburgo\/\">\r\n\t\tEntrevista con Mar\u00eda Ort\u00edz Aguilar, Consejera Econ\u00f3mica y Comercial de la Embajada de Espa\u00f1a en B\u00e9lgica y Luxemburgo\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/sff-magazine-junio-2024\/entrevista-con-maria-ortiz-aguilar-consejera-economica-y-comercial-de-la-embajada-de-espana-en-belgica-y-luxemburgo\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n\r\n<div class=\"post-wrap \" data-post-image=\"alpha-post-medium\">\r\n\r\n\t\r\n\t<article class=\"post-15339 post type-post status-publish format-standard has-post-thumbnail hentry category-noticias category-sff-magazine-junio-2024 category-sin-categorizar post overlay-zoom overlay-dark  post-modern\">\r\n\t\t\t\t\t<figure class=\"post-media\">\r\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/sff-camara.com\/es\/noticias\/ya-esta-disponible-la-edicion-de-marzo-2024-del-sff-magazine-2\/\" aria-label=\"Post Media\">\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"340\" src=\"https:\/\/sff-camara.com\/wp-content\/uploads\/2024\/11\/SFF-Magazine-June-2024-banner-600x340.png\" class=\"attachment-alpha-post-medium size-alpha-post-medium wp-post-image\" alt=\"\" \/>\t\t\t\t<\/a>\r\n\t\t\t<\/figure>\r\n\t\t\t<div class=\"post-details\">\r\n\t<div class=\"post-meta\">\r\n\t<a class=\"post-date\" href=\"https:\/\/sff-camara.com\/es\/2024\/06\/06\/\">junio 6, 2024<\/a>\r\n\r\n\t<\/div>\r\n<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/sff-camara.com\/es\/noticias\/ya-esta-disponible-la-edicion-de-marzo-2024-del-sff-magazine-2\/\">\r\n\t\tYa est\u00e1 disponible la edici\u00f3n de junio 2024 del SFF Magazine\t<\/a>\r\n<\/h3>\r\n<a href=\"https:\/\/sff-camara.com\/es\/noticias\/ya-esta-disponible-la-edicion-de-marzo-2024-del-sff-magazine-2\/\" class=\"btn btn-link btn-underline btn-primary\">Leer m\u00e1s <i class=\"a-icon-long-arrow-right\"><\/i><\/a><\/div>\r\n\t<\/article>\r\n\r\n\t\r\n<\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1457a4cf elementor-widget elementor-widget-spacer\" data-id=\"1457a4cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>El 19 de marzo de 2024 se public\u00f3 en el Diario Oficial de la Uni\u00f3n Europea el Reglamento (UE) 2024\/886 relativo a las transferencias instant\u00e1neas en euros (el \u00abReglamento sobre [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":13789,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"categories":[273],"tags":[164,223,222],"class_list":["post-13943","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sff-magazine-junio-2024","tag-banca-digital","tag-tendencias","tag-ue"],"acf":[],"yoast_head":"<!-- This site is optimized with the 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